In our opinion, Investing in digital gold or gold ETFs is much better than investing in physical gold, as physical gold is levied making charges varying 7-13% by different sellers, plus GST around 3%. In comparison, Gold ETFs are levied 12.5% tax on long-term capital gains. For E.g, if Gold increases by 10% in a year, physical gold would hardly cover the cost incurred (making charges+GST) while ETFs will be more profitable. Additionally, keeping gold ETFs is much safer and more economical than physical gold.